When severe storms hit Killeen, TX, documenting roof damage correctly is essential to securing a full insurance payout. Unfortunately, many homeowners miss key steps, resulting in delays or denied claims. Here’s how you can avoid common pitfalls and ensure you’re fully covered when storms affect Killeen, Temple or Belton in the future.
Common Roof Documentation Mistakes to Avoid
- Skipping Photo Evidence
Always take clear, time-stamped photos of any damage right after the storm. This ensures you have proof that can’t be disputed during the claims process. At Roam Roof & Solar, we use an innovative tool called CompanyCam to collect and store photos. - Skipping Professional Inspections
Storm damage is rarely visible from the ground. Having a trained Roofing Specialist on your roof is the only way to accurately assess damage. Our free roof evaluations in Killeen catch even minor storm damage, ensuring nothing gets missed and helps homeowners avoid surprise during insurance claims. - Relying on Verbal Adjuster Promises
Get everything in writing—verbal agreements might not hold up later. Adjusters should document every inspection detail so there are no surprises when your claim is reviewed. This is why we always recommend having your contractor present for the adjuster meeting to ensure you have representation. - Missing Minor Issues
Minor damage today can turn into costly repairs later. Document everything now to avoid costly out-of-pocket expenses in the future. Sometimes something as small as an unsealed nailhead can cause leaks and lead to more costly repairs down the road. - Delaying Documentation and Filing
Texas has strict timelines for claims. For example, homeowners affected by the May 12th storm may only have until November 12th, in some instances, to file their claims. Waiting too long may disqualify you from receiving replacement cost benefits or keep you from being able to file a claim as all.
Proactive Maintenance for your roof: The Key to Smooth Claims
One of the best ways to ensure a successful insurance claim is proactive maintenance and regular roof inspections. Having Roam Roof & Solar inspect your roof annually allows you to document your roof’s condition, proving it was in good shape before the storm. This eliminates the risk of adjusters in Killeen dismissing damage as “pre-existing” or “old.”
Our inspection reports include thorough documentation, photographs, and recommendations. This not only protects you from future claim disputes but also gives you peace of mind knowing your roof is storm-ready. Being proactive rather than reactive is the best way to ensure you don’t have any surprises.
How Roam Roof & Solar Makes the Process Easy
Our expert team, trusted by homeowners across Killeen, Belton and the surrounding communities, provides detailed inspection reports and works alongside you throughout the insurance process. With our honest assessments and industry knowledge, you can rest assured that your property is in good hands.
Protect Your Home and Investment Today:
If your roof was impacted by recent storms in Killeen, Belton, Temple, Salado or Round Rock, don’t wait. Schedule a free inspection today with Roam Roof & Solar before the claim window closes. Stay proactive, avoid costly mistakes, and ensure your home is protected. If you’ve never had your roof inspected by a professional, we would love to show you the Roam difference and provide you with a complimentary roof inspection.
📞 Call 254-877-ROOF or visit roamroof.com to schedule your inspection today!
